Kaplan Insurance Advisors | Your Broker For Life

Benefits Services About How It Works FAQ Contact (813) 593-8951 Free Plan Review

Happy senior couple reviewing their Medicare plan

Licensed Independent Insurance Agency

Navigate Medicare with Confidence & Clarity

Kaplan Insurance Advisors offers complete customization for each policy. We understand that everyone's needs are different, so we work with you to find the perfect plan — at no cost to you.

Get Your Free Plan Review Call (813) 593-8951

500+

Families Helped

12+

States Served

$0

Cost to You

Licensed & Insured

Trusted by Hundreds of Families

Independent — We Work for You

Your Broker for Life

Serving 12+ States

Why Choose Us

Benefits of Working with Kaplan Insurance Advisors

We don't just get you covered — we become your broker for life. Our experience across multiple insurance fields sets us apart.

Personalized Plan Matching

We take the time to understand your unique healthcare needs and budget, then match you with the best plan from multiple carriers.

Completely Free Service

Our services cost you nothing. We're compensated by the insurance carriers, so you get expert guidance at zero out-of-pocket expense.

Independent & Unbiased

As an independent agency, we represent multiple carriers. We're not locked into one company — we find the best fit for you.

Ongoing Support Year-Round

Our relationship doesn't end at enrollment. We provide ongoing support, answer questions, and review your plan every year to ensure it still fits.

We Live by Our Integrity

Transparency and honesty guide every conversation. We'll always tell you the truth about your options, even if it means less commission for us.

Amazing Client Support

Have a question about a claim or your coverage? We're just a phone call away and respond quickly to ensure you're never left in the dark.

What We Offer

Insurance Solutions Tailored to You

From Medicare to life insurance, we offer complete customization for each policy to ensure your coverage fits your life perfectly.

Medicare Advantage

All-in-one plans that combine hospital, medical, and often prescription drug coverage with additional benefits like dental and vision.

Medicare Supplements (Medigap)

Fill the gaps in Original Medicare coverage. We'll help you find the right supplement plan to minimize your out-of-pocket costs.

Prescription Drug Plans

Part D plans that help cover the cost of prescription medications. We compare formularies to ensure your drugs are covered at the best price.

Life Insurance

Protect your family's financial future with term or whole life insurance options. We'll help you find the right amount of coverage at the best rate.

Final Expense Insurance

Affordable whole life insurance designed to cover end-of-life costs so your family isn't burdened with unexpected expenses.

Mortgage Protection

Ensure your family can stay in their home if something happens to you. Coverage designed to pay off your mortgage balance.

About Us

Meet Jacob Kaplan, Your Trusted Insurance Advisor

Kaplan Insurance Advisors offer complete customization for each policy. We understand that everyone's needs are different, so we work with you to create a policy that fits you perfectly.

Our experience in the various insurance fields gives us an advantage and sets us apart from other agencies. We will not just help you find the right coverage — we will be your broker for life.

We live by our integrity
We don't just get you covered — we'll be your brokers for life
Helped & trusted by hundreds of families
Amazing client support, every step of the way

Schedule a Free Consultation

Jacob Kaplan

Founder & CEO

How It Works

Get the Right Plan in 3 Simple Steps

We make the process easy and stress-free. No pressure, no obligation — just honest advice from licensed professionals.

Schedule Your Free Review

Book a convenient time on our calendar. We'll review your current coverage and understand your healthcare needs and budget.

Get Personalized Options

We compare plans from multiple carriers and present you with the best options tailored to your unique situation — all at no cost to you.

Enroll with Confidence

Choose the plan that fits you best. We handle the paperwork and stay by your side year after year as your broker for life.

Book Your Appointment

Schedule Your Free Medicare Plan Review

Pick a time that works for you. Our licensed advisors will review your current coverage and help you find the best plan — completely free, no obligation.

The Kaplan Group LLC DBA Kaplan Insurance Advisors is a licensed independent insurance agency and a Third-Party Marketing Organization (TPMO). We do not offer every plan available in your area. Calling the number listed on this website will direct you to a licensed insurance agent.

Get in Touch

Frequently Asked Questions

We want you to feel informed and confident. Here are answers to the questions we hear most often.

What does a Medicare plan review include?

We review your current Medicare coverage, healthcare needs, preferred doctors and pharmacies, and prescription medications. Then we compare plans from multiple carriers to find the best options for your situation — all at no cost to you.

Is there really no cost for your services?

That's correct. Our services are completely free to you. We are compensated by the insurance carriers when you enroll in a plan, so there is never an out-of-pocket charge for our guidance and support.

What states do you serve?

We currently serve clients in Florida, Indiana, Kentucky, Maryland, North Carolina, South Carolina, Nebraska, New Jersey, Ohio, Pennsylvania, Tennessee, Texas, and West Virginia. We're continually expanding to serve more communities.

When is the best time to review my Medicare plan?

The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. However, you may also qualify for a Special Enrollment Period due to certain life events. We recommend reviewing your plan annually, as benefits and costs can change from year to year.

What is the difference between Medicare Advantage and Medicare Supplement?

Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare that often includes additional benefits like dental, vision, and prescription drugs. Medicare Supplement (Medigap) works alongside Original Medicare to help cover out-of-pocket costs like copays, coinsurance, and deductibles. We'll help you determine which option is best for your needs.

Do I need a separate prescription drug plan?

It depends on your coverage. Many Medicare Advantage plans include prescription drug coverage (Part D). However, if you have Original Medicare with a Supplement plan, you may need a standalone Part D plan. We'll review your medications and help you find the most cost-effective option.

What if I'm not yet 65 — can you still help me?

Absolutely. We also assist with life insurance, final expense insurance, and mortgage protection regardless of age. Additionally, some individuals under 65 qualify for Medicare due to disability. Contact us to discuss your specific situation.

How do I get started?

Getting started is easy. You can schedule a free consultation using our online calendar, call us directly at (813) 593-8951, or fill out the contact form on this page. A licensed advisor will reach out to discuss your needs and walk you through your options.

Are you affiliated with Medicare or the government?

No. The Kaplan Group LLC DBA Kaplan Insurance Advisors is a licensed independent insurance agency and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. We are a Third-Party Marketing Organization (TPMO) that represents multiple carriers to help you find the right coverage.

Will I still have my same doctors with a new plan?

Keeping your current doctors is a top priority for us. During your plan review, we check your preferred providers against each plan's network to make sure you can continue seeing the doctors you know and trust.